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The market and planning commentary on this site may discuss topics that are timelyto current events at the time they were written or filmed. The relevance of suchtopics may change at future dates.
This material is provided for informational or educational purposes only. It is not intended as investment advice and is not a recommendation to buy, sell, hold, or rollover any asset, adopt a financial strategy or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition or particular needs of any specific person.
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Remember, when investing in mutual funds or exchange-traded funds, please consider the investment objectives, risks, charges and expenses associated with the funds before investing. The prospectus contains this and other information, which should be carefully read before investing.
Past performance is no guarantee of future results.
Diversification and asset allocation do not protect against loss or guarantee a profit.
There is no guarantee that these strategies will succeed. This information is intended to illustrate available products and services.
International investing may not be suitable for every investor. There may be additional risk associated with international investing involving foreign, economic, political, monetary and/or legal factors. These risks may be magnified in emerging markets.
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Bonds are affected by a number of risks, including fluctuations in interest rates, credit risk and prepayment risk. In general, as prevailing interest rates rise, fixed income securities prices will fall. Bonds face credit risk if a decline in an issuer's credit rating, or creditworthiness, causes a bond's price to decline. High yield bonds are subject to additional risks such as increased risk of default and greater volatility because of the lower credit quality of the issues. Finally, bonds can be subject to prepayment risk. When interest rates fall, an issuer may choose to borrow money at a lower interest rate, while paying off its previously issued bonds. As a consequence, underlying bonds will lose the interest payments from the investment and will be forced to reinvest in a market where prevailing interest rates are lower than when the initial investment was made.
Russell 2000® Index measures the performance of the 2,000 smallest companies in the Russell 3000 Index, which represents approximately 11% of the total market capitalization of the Russell 3000 Index. An investment cannot be made directly in a market index.
S&P 500 Index is an unmanaged, market-value-weighted index of 500 stocks generally representative of the broad stock market. An investment cannot be made directly in a market index.
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