Cost of Living Payments (2024)

A cost of living support package has been put in place that includes one-off payments to those on income related benefits, disabled claimants and pensioners. These payments are intended to provide support to you with the current rise in the cost of living.

You do not need to apply. If you are eligible, you will be paid automatically in the same way you usually get your benefit or tax credits.

If you get tax credits, and no other low income benefits, you will get your Cost of Living Payment from HMRC.

You may be eligible to get up to five payments to help with the cost of living if you are getting certain benefits or tax credits.

You do not need to do anything to apply. If you are eligible(or if you are found to be eligible at a later date)you will be paid automatically in the same way you receive your normal benefit paymentsor tax credits.

These additional cost of living paymentswill be made separately from your normal payments. Theyare not taxable and will not affect any of the benefits or tax credits you get.

If you receive a Cost of Living Payment, but are later found not to have been eligible, you may have to pay it back.

Low income (means-tested) benefits and tax credits

You may be entitled to up to three Cost of Living Payments of £301, £300 and £299 if you get any of the following benefits or tax credits on certain dates:

• income-based Jobseeker’s Allowance
• income-related Employment and Support Allowance
• Income Support
• Pension Credit
• Universal Credit
• Child Tax Credit
• Working Tax Credit

The payment will be made separately from your benefit.

You will not get a payment if you are only getting New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker’s Allowance.

If you have a joint claim on the qualifying dates, a single payment of £301, £300 and £299 will be sent using the same payment method used between these dates, if you are eligible.

£301 Cost of Living Payment eligibility

Universal Credit

You are eligible for the first Cost of Living Payment of £301 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period 26 January 2023 to 25 February 2023.

Income-basedJSA, income-basedESA, Income Support and Pension Credit

You are eligible for the first Cost of Living Payment of £301 if you were entitled to a payment (or later found to be entitled to a payment) of income-basedJSA, income-relatedESA, Income Support or Pension Credit for any day in the period 26 January 2023 to 25 February 2023.

You are also eligible if you are entitled to one of these benefits for any day during this period but you do not receive a benefit payment because your entitlement is between 1 penny and 9 pence.

Tax credits

You are eligible for the Cost of Living Payment of £301 if you received a payment of tax credits for any day in the period 26 January 2023 to 25 February 2023, or if you later receive a payment for any day in that period.

£300 Cost of Living Payment eligibility

Universal Credit

You are eligible for the Cost of Living Payment of £300 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period 18 August 2023 to 17 September 2023.

Income-basedJSA, income-basedESA, Income Support and Pension Credit

You are eligible for the Cost of Living Payment of £300 if you were entitled to a payment (or later found to be entitled to a payment) of income-basedJSA, income-relatedESA, Income Support or Pension Credit for any day in the period 18 August 2023 to 17 September 2023.

You are also eligible if you are entitled to one of these benefits for any day during this period but you do not receive a benefit payment because your entitlement is between 1 penny and 9 pence.

Tax credits

You are eligible for the Cost of Living Payment of £300 if you received a payment of tax credits for any day in the period 18 August 2023 to 17 September 2023, or if you later receive a payment for any day in that period.

£299 Cost of Living Payment eligibility

Universal Credit

You are eligible for the Cost of Living Payment of £299 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period 13 November 2023 to 12 December 2023

Income-basedJSA, income-basedESA, Income Support and Pension Credit

You are eligible for the third Cost of Living Payment of £299 if you were entitled to a payment (or later found to be entitled to a payment) of income-basedJSA, income-relatedESA, Income Support or Pension Credit for any day in the period 13 November 2023 to 12 December 2023.

You are also eligible if you are entitled to one of these benefits for any day during this period but you do not receive a benefit payment because your entitlement is between 1 penny and 9 pence.

Tax Credits

You are eligible for the Cost of Living Payment of £299 if you received a payment of tax credits for any day in the period 13 November 2023 to 12 December 2023, or if you later receive a payment for any day in that period.

Extra information on the low income Cost of Living payment

If you are entitled, you will get:

• £301 paid between 25 April 2023 and 17 May 2023 for most people
• £300 paid between 31 October and 19 November 2023 for most people
• £299 paid between 6 February 2024 and 22 February 2024 for most people

Your payment might come later, for example if you are awarded a qualifying benefit at a later date or you change the account your benefit or tax credits are paid into. You will still be paid the Cost of Living Payment automatically.

If you get tax credits, and no other low income benefits, you will get your Cost of Living Payment from HMRCif you are eligible.

• £301 paid between 2 May and 9 May 2023 for most people
• £300 paidbetween 10 November and 19 November 2023for most people
• £299 paid between 6 February 2024 and 22 February 2024 for most people

If you get both Child Tax Credit and Working Tax Credit, you will receive a Cost of Living Payment for Child Tax Credit only.

You will not get aCost of LivingPayment from HMRC if you have already received a low income (means tested) Cost of Living Payment from the Department for Communities / DWP.

This page will be updated with the payment dates before each payment starts.

When you will not be eligible: ‘Nil awards’

You will not be eligible for the Cost of Living Payment if your benefit is reduced to £0 for the qualifying period. This is sometimes called a ‘nil award’.

For example, if you get Universal Credit, the reasons your benefit may be reduced to £0 include getting more than one payment of earnings, your or your partner’s earnings go up, your or your partner’s savings go up, you start getting another benefit.

If money has been taken off for other reasons (such as payments of rent to your landlord or for money that you owe), you might still be eligible.

Disability benefits

You may get a lump sum payment of £150 if you get any of the following on a certain date:

• Attendance Allowance
• Constant Attendance Allowance
• Disability Living Allowance for adults
• Disability Living Allowance for children
• Personal Independence Payment
• Armed Forces Independence Payment
• War Pension Mobility Supplement

If you get more than one of these disability benefits, only one Disability Cost of Living Payment is payable.

Most people were paid the £150 Disability Cost of Living Payment automatically between 20 June 2023 and 4 July 2023.

You must have received a payment (or later receive a payment) of one of these benefits for 1 April 2023 to get payment.

Your payment might come later, for example if you’re awarded a qualifying benefit at a later date or you change the account your benefit is paid into. You will still be paid automatically.

Pensioner Cost of Living Payment

If you are entitled to a Winter Fuel Payment for winter 2023 to 2024, you will get an extra £150 or £300 paid with your normal payment from November 2023.

Thefull amount of Winter Fuel Payment (including the Pensioner Cost of Living Payment)you will get for winter 2023 to 2024 depends on when you were born and your circ*mstances during the qualifying dates.

You can get a Winter Fuel Payment for winter 2023 to 2024 if you were born before 25 September 1957.

You will be sent a letter in October or November 2023 telling you how much Winter Fuel Payment you will get if you are eligible.

Report missing Payment for low income benefit or tax credits

Report a missing Disability Cost of Living Payment

The £150 Disability Cost of Living Payment was paid between 20 June 2023 and 4 July 2023 for most people.

If you were expecting a £150 Disability Cost of Living Payment but you cannot see it in your bank, building society or credit union account, you canreport a missing Cost of Living Payment to the office that pays your benefit.If you have already reported a missing payment, you do not need to report it again.

Report a missing Cost of Living Payment paid in 2022

Most people should have received their 2022 Cost of Living Payment.

Contact the office that pays your benefit or tax credits if you think you should have had one of the following payments but you cannot see it in your bank, building society or credit union account:

• £326 or £324 Cost of Living Payment for a low income benefit or tax credits
• £150 Disability Cost of Living Payment

Not entitled toCost of Living Support payment

People who get the following benefits only, will not be eligible for a cost of Living Support payment:

• Carers Allowance
• New-Styleor contribution-basedJobseeker’s Allowanceunless you get Universal Credit or a disability benefit as well
• New-Styleor contribution-basedEmployment and Support Allowanceunless you get Universal Credit or a disability benefit as well
• Incapacity Benefit
• Industrial Injuries Disablement Benefit

Scams about Cost of Living Payments

If you get a suspicious email or text from GOV.UK, the Department for Work and Pensions (DWP) or the Department for Communities asking for bank details, you should report it.

DWP or the Department for Communities will not ask for bank details by text or email or send a link to click into within a text or email. If you have had a message asking you to apply or contact someone about the payment,this might be a scam.

Find out more about scams in general atScamwiseNI.