Do I need health insurance?
This is entirely up to you. You already have access to free treatment from the NHS, so choosing private health insurance is more of a personal preference.
If you’re happy to rely on the NHS for treatment or if you have a long-standing chronic condition, then health insurance may not be for you.
If you’re looking for quick access to treatment and the choice of hospitals or specialists, then private health insurance could be better suited to your needs. It can give you peace of mind, that should you need help with your health, we're here to get you diagnosed and treated quickly.
It’s worth considering the financial implications of health insurance. Obviously the cost will vary depending on the type of policy you choose, with comprehensive policies being the most expensive. If you’re unable to afford a high monthly premium or you only have the spare income for basic insurance, it might be worth looking at other options like pay as you go healthcare.
