No, Capital One does not have ablack card,at least not in the super exclusive or hard-to-get category. Capital One may occasionally have cards that are black in color. But most people looking for a black card are looking for themost exclusive credit cards, like theCenturion® Card from American Express. This card is also called the Amex Black Card.
However, if you haveat least good creditand you’re simply looking for a good credit card, Capital One’s lack of a black credit card shouldn’t be a big issue.
What to Get Instead of a Capital One Black Card
A good Capital One credit card that gives elite rewards is the Capital One Venture Rewards Credit Card. This card offers 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, and 2 miles per $1 on all other purchases. Plus, you can earn an initial bonus of 75,000 miles for spending $4,000 in the first 3 months.
Capital One Venture charges an annual fee of $95 – a much better deal than the Amex Black Card's $5000 annual fee. You can get the Capital One Venture Card with a credit score of 700, at a minimum. That means you need good credit or better for approval.
This answer was first published on 05/28/21 and it was last updated on 03/12/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
