Is the AAdvantage Card Hard to Get? (2024)

FAQs

Is the AAdvantage Card Hard to Get? ›

Yes, it's pretty difficult to get an American Airlines credit card because you need a good or excellent credit score for approval, along with enough income for the monthly bill payments. The easiest American Airlines cards to get require a minimum of good credit for approval, as opposed to excellent credit only.

Rewards cards, in general, including American Airlines credit cards, typically require good to excellent credit, as defined by FICO. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards, you need a score of 740 or higher to qualify.

But you'll generally need a good credit score of at least 670 or higher to be approved for a rewards credit card like the Citi / AAdvantage Platinum Select Mastercard. That said, it's possible to get denied if your score is high, even if other aspects of your credit portfolio may be appealing to the issuer.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and the Citi® / AAdvantage® Executive World Elite Mastercard® are both aimed at consumers with good to excellent credit. A credit score of at least 670 is recommended to apply for either card. With a lower credit score, it will be harder to get approved.

Yes, the American Airlines AAdvantage® MileUp® does a hard inquiry on your credit report when you apply. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.

The American Airlines Aviator Red Card mainly uses the TransUnion credit bureau for approval. A hard inquiry will also be conducted if you decide to apply. After approval, the American Airlines Aviator Red Card will report your activity to the three major credit bureaus: Experian, TransUnion and Equifax.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $1,500, and some cardholders report having limits as high as $16,200.

Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What is the easiest Citi credit card to get? If you are wondering how to get a credit card with a low credit score or limited credit history, the easiest Citi card to go for is the Citi® Secured Mastercard® * The information for the Citi® Secured Mastercard® has been collected independently by Blueprint.

Is it hard to get an AA card? ›

What credit score do you need for an American Airlines credit card? You need a good to excellent credit score of 700+ for an American Airlines credit card. In addition to a good enough credit score, you will need enough income to afford the monthly bill payments on a new American Airlines card in order to get approved.

It can be pretty hard to get a travel credit card because most require a good to excellent credit score of 700+ for approval. Fortunately, there are some good travel credit cards available to people of all credit levels, including people with limited credit or bad credit, so you just need to choose wisely.

This offer is only valid for new accounts. You must be at least 18 years of age. If you are married, you may apply for a separate account. Citibank, N.A. (“we” or “us”) is the issuer of your American Airlines Credit Card account.

You need a good to excellent credit score of 700+ for an American Airlines credit card. In addition to a good enough credit score, you will need enough income to afford the monthly bill payments on a new American Airlines card in order to get approved.

The Citi® / AAdvantage® Executive World Elite Mastercard® is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

The AAdvantage MileUp Card credit limit is $1,000 or more.

You'll have the best approval odds if you apply for the Bank of America Travel Rewards card with a good to excellent credit score (a FICO score of 670 or higher or a VantageScore of 661 or higher).

In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher.

Is it hard to get a travel credit card? Yes, it can be pretty hard to get a travel credit card, as most of them usually require at least good credit for approval.

While you typically need a FICO credit score of 700 or better to qualify for a travel card, several solid cards are within reach for consumers with limited credit histories.