FAQs
What is the offer? Earn a $250 bonus after opening a new 360 Checking account and receive at least two qualifying direct deposits of $500 each within 75 days of opening your account. Your deposit must be “externally sourced funds,” meaning they come from a source not affiliated with Capital One.
Is Capital One 360 a real checking account? ›
Account type/account opening – 360 Checking is a transactional account that pays a variable rate of interest and allows you to make certain payments and transfers to third parties. You'll also be able to transfer funds from your Capital One, N.A.
Is there a fee for Capital One 360 checking? ›
Manage your money quickly and easily with 360 Checking—whether it's online, in person or with our mobile app. All with no minimum balance required and no monthly fees.
What is the Capital One $350 promo code? ›
Capital One's 360 Checking account bonus details
Capital One is offering a $350 bonus when you open a new 360 Checking account by Oct. 18, 2023, and complete qualifying activities. To earn the new account bonus, you have to enter the promo code BONUS350 in the Promo Code box on opening the account.
Is there a difference between Capital One and Capital One 360? ›
Both banks offer comparable checking features, but Capital One's 360 Checking pays a higher interest rate on checking balances.
Do you get a debit card with a Capital One 360 checking account? ›
As a new 360 Checking customer, you'll receive a debit card when you open your first account. If you open an account online, your debit card will be shipped to the mailing address on your account via USPS in about 7-10 business days in a discreet envelope. Sign in to track your debit card delivery online.
Does Capital One 360 give you free checks? ›
Whether you need to order your first batch of checks (they're free for 360 Checking) or need to restock (there's a $20 or $25 fee, depending on how many checks you want), here's how to place your order.
Can I open a bank account online for free? ›
Can you open a bank account online for free? There are free online bank accounts—both checking and savings—that require no deposit. Some banks will require you to put a little money in your account when you create it. This is called a minimum opening deposit, and it can vary based on the type of account you choose.
Which bank account opens immediately? ›
HDFC Bank's InstaAccount journey is a fully digital, no contact process that helps you open a savings account. Be it our Regular Savings Account or our premium SavingsMax account, open it instantly from the comfort of your home.
Is Capital One 360 better than Chime? ›
Capital One 360 offers checking, savings, and CD accounts. It's the obvious choice if you want a CD, since Chime doesn't offer CDs. It's also the better option if you want to open a savings account but not a checking account, as Chime requires you to have a checking account to qualify for savings.
You must receive a minimum of 2 direct deposits up to a certain amount and within a specific time frame. Receive your bonus. Capital One usually pays the bonus within 60 days after fulfilling the requirements.
Do you get your $200 deposit back from Capital One? ›
There are two ways your security deposit can be refunded. First, you can earn back your deposit as a statement credit by using your card responsibly, or second, we will refund it when you close your account and pay your balance in full. Your card status will be regularly reported to the three major credit bureaus.
What is the promo code REWARD250? ›
Personal Checking Account - $250 Bonus
Use promo code REWARD250 at account opening. Set up and receive 2 qualifying direct deposits of $500 or more within 75 days of account opening.
