The Latest 2024 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
- Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Up to 5.5%
Ben GranJan. 26, 2024
Looking for a higher yield on your savings before the Fed cuts interest rates? Here's why a CD might not be the right choice.
- 3 Signs You Shouldn't Open a CD, Even With Rates at 5.5%
Robin Hartill, CFPMarch 6, 2024
The best CD rates are sky high, making CDs an appealing investment in 2024. But here are three times you should never put your money …
- Does Your Income Make You Upper Class, Middle Class, or Lower Class?
Christy BieberSept. 5, 2023
Where does your income fall relative to your fellow Americans? Find out how much the lower, middle, and upper classes are making.
- My Brother Won a Car on The Price Is Right. Here's What It Cost Him
Maurie BackmanDec. 7, 2023
Winning big on a game show isn't all rosy. Read on to see why a large prize could mean a huge tax bill.
- 3 Reasons Not to Shop at Aldi Despite the Low Prices
Maurie BackmanJan. 11, 2024
Shopping at Aldi can result in nice savings. But read on to see why you may want to skip buying groceries at Aldi.
- 5 Kirkland Products to Try at Costco This Month
Maurie BackmanJan. 18, 2024
Kirkland products are often high in quality. Here are some you may want to add to your shopping list.
- My Brother Won a Car on The Price Is Right. Here's What It Cost Him
Maurie BackmanDec. 7, 2023
Winning big on a game show isn't all rosy. Read on to see why a large prize could mean a huge tax bill.
- 3 Expensive Costco Traps to Avoid
Christy BieberMarch 10, 2024
Costco can be a great place to shop, but you could waste a lot of money if you get sucked into these three common traps. …
- 5 Reasons Costco May Cancel Your Membership
Dana GeorgeMarch 11, 2024
Paying for a Costco membership does not mean it's yours for life. Keep reading to learn when Costco has the right to cancel your membership.
- 5 Reasons for Seniors to Get a Costco Membership
Maurie BackmanMarch 20, 2024
Being a senior doesn't mean you shouldn't join Costco. Read on to see how a membership can benefit you.
- 10 Amazing Costco Buys for Under $20
Brittney MyersMarch 20, 2024
Costco's Kirkland Signature brand is a big part of its avid following. Here are a few under-$20 examples why.
- 5 Little-Known Perks of 401(k) Plans
Chris NeigerMarch 23, 2024
401(k) plans are great for building retirement savings. Read on to find out some benefits you may be overlooking.
- Lottery Statistics and Revenue by State
Jack CaporalMarch 7, 2024
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
- Survey: Car Insurance Shopping Preferences and Trends
Jack CaporalFeb. 15, 2024
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
- Study: Generational Credit Card Habits
Jack CaporalFeb. 26, 2024
The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
- How Credit Scores Impact Auto Insurance Premiums
Jack CaporalFeb. 26, 2024
Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.
- How Your Driving Record Impacts Your Car Insurance Payment
Jack CaporalFeb. 26, 2024
A DUI can add over $1,000 to the annual cost of car insurance. See how your driving record changes your auto insurance payment here.
- The Average Cost of Car Insurance in All 50 States
Jack CaporalFeb. 26, 2024
The national average annual cost of car insurance in 2023 was $3,017. How does your payment compare? Learn the details here.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.
Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.