Help Home Products & Services Credit Cards Credit Education What is an interest charge and when does it occur?
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What is an interest charge and when does it occur?
This refers to the sum of interest on your credit card account and it is broken down by transaction type: purchases, cash advances and balance transfers. You will be charged interest if you pay less than the full balance or pay after the payment due date. Please note that cash advances and balance transfers have no grace period, which means they start accruing interest as soon as the transaction is made.
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