Credit One reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Credit One reports a credit card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Credit One may use a certain credit bureau more than another, though, depending on the applicant’s home state and other factors.
Once Credit One reports your account information to the credit bureaus, it may take a few days before the updates appear on your credit report. New Credit One cardholders may not see any new credit account info on their credit report for one or two billing periods after first getting a card.
If you’d like to review your up-to-date credit score and TransUnion credit report, you can sign up for a free account on WalletHub. That way, you’ll be able to check every day to see if there’s any new information from Credit One on your credit report.
This answer was first published on 04/12/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
