If I pay for private treatment, how will my NHS care be affected? (2024)

You're still entitled to free NHS care if you choose to pay for additional private care.

Guidance for NHS patients

The Department of Health and Social Care has published guidance for NHS patients who pay for additional private care on GOV.UK.

The guidance says:

  • your NHS care will continue to be free of charge
  • you cannot be asked to pay towards your NHS care, except where legislation allows charges, such as prescription charges
  • the NHS cannot pay for or subsidise your private hospital treatment
  • there must be as clear a separation as possible between your private treatment and your NHS treatment
  • your position on an NHS waiting list should not be affected if you choose to have a private consultation

What does 'as clear a separation as possible' mean?

Theguidelines state you should receive your private care at a different time and placefrom your NHS care whenever possible.

This means private care should ideally be provided in a separate building to NHS care.

If an NHS organisation also provides private care, this should be:

  • in a private room
  • in a different part of the building, or
  • at a clinic run after NHS hours

Occasionally, a patient's doctor may agree they can receive their NHS and private treatment in the same place–for example, if the doctor decides the patient is too ill to be moved.

Receiving private and NHS care at the same time

If you're receiving private and NHS care for the same condition, your NHS and private treatment can be supervised by 1 healthcare team.

You cannot choose to mix different parts of the same treatment between NHS and private care.

For example, you cannot have a cataract operationon the NHS and pay privately for special lens implants that are normally only available as part of private care.

Instead, you either have to have both the operation on the NHS and standard NHS lens implants, or pay for both the operation and implants privately.

You should not need to have any of the same tests twice–for example, to diagnose or monitor your condition.

In this case, the test will probably be part of your NHS care and the result will be shared with your private care provider if necessary.

What treatments can my doctor tell me about?

Your doctor will tell you about all the treatments for your condition, including any that are only available privately.

If you want to know whether your doctor can treat you privately, you'll need to ask directly.

They can then tell you about the private servicesthey offer– for example,cancer medicines or other medicines not funded through the NHS.

What if I have complications?

Your private healthcare provider will normally treat any non-emergency complications that result from the private part of your care–for example, you might have side effects that need extra treatment.

You'll need to pay for this treatment yourself. But the NHS should never refuse to treat patients because the cause of the complication is unclear, and should treat any patient in an emergency.

Further information

Page last reviewed: 15 September 2022
Next review due: 15 September 2025

If I pay for private treatment, how will my NHS care be affected? (2024)

FAQs

If I pay for private treatment, how will my NHS care be affected? ›

You can mix NHS care with private treatment if you need to. Guidance is in place to ensure that your NHS and private care stay separate. Your NHS care will always be free, and you'll only be asked to pay for things like prescriptions. The NHS won't pay for or subsidise any private care.

Can I have NHS and private treatment? ›

Receiving private and NHS care at the same time

If you're receiving private and NHS care for the same condition, your NHS and private treatment can be supervised by 1 healthcare team. You cannot choose to mix different parts of the same treatment between NHS and private care.

Can you pay for private healthcare in UK? ›

Most UK residents are entitled to free healthcare from the NHS. But many people also take out private medical insurance, which covers the costs of being treated by private healthcare providers.

Can a US citizen get free healthcare in UK? ›

IMPORTANT: Anyone in the UK can receive treatment at an NHS facility, no matter their residency status. However, tourist visitors to the UK do not typically qualify for free NHS treatment. Any care beyond emergency treatment and certain other services will likely incur a fee.

Can you go back to NHS after private? ›

If after seeing the Specialist privately you want to be back under NHS care, regulations allow for you to transfer back. You should be transferred back into the NHS system where you would have been at the point you left the private sector (e.g., you do not go back to the start of the queue).

Can I use a private diagnosis on the NHS? ›

Many GPs are happy to recognise a private diagnosis, however there are some who are not. If your GP is unwilling to accept your diagnosis, you can ask them to refer you through the NHS pathway, and take on shared care while you are waiting. In this situation, it is up to you to convince the GP.

Do NHS hospitals take private patients? ›

Many NHS Trusts and NHS Foundation Trusts offer private healthcare services. Many have created a separate logo and visual style for these services which is allowed, as these are private, not NHS, services.

Is it better to go private or NHS? ›

The quality of medical treatment itself should be the same for both NHS and private healthcare, however private healthcare facilities can be more comfortable and modern.

How does private healthcare work in UK? ›

You usually pay a monthly amount for your health insurance, which is called the premium. Your insurer can then pay if you need treatment that it covers while the policy is active. It is designed to offer treatment alongside the service provided by the NHS.

Does my US health insurance cover me in UK? ›

While visiting the UK is fun and adventurous, do make sure that you have good travel insurance for visitors to uk. Your US domestic health insurance is not going to cover you while in the UK, and it is important US travelers to have adequate health insurance for Americans in UK.

Is US health insurance valid in UK? ›

A U.S. health insurance plan will likely not cover any medical costs in the U.K. While traveling, there's always a risk of illness or injury, so a travel insurance policy with travel medical insurance is essential for international travel. For example, road safety is a consideration for a U.K. trip.

Does NHS cover me in USA? ›

The British government won't cover medical expenses incurred in the U.S,, so be prepared for anything with a comprehensive coverage overseas health insurance plan.

How much do you have to pay for private healthcare UK? ›

The average price of a private healthcare policy in the UK is £1,032.84 per year (January 2023); however, you could pay considerably less or more depending on your age and the level of cover you require. For example, a 30 year old would pay on average £581.64 per year, and a 60 year old £1,354.80.

Is it worth getting private health insurance UK? ›

You already have access to free treatment from the NHS, so choosing private health insurance is more of a personal preference. If you're happy to rely on the NHS for treatment or if you have a long-standing chronic condition, then health insurance may not be for you.

Can you pay for private surgery UK? ›

You don't need health insurance to be seen quickly. If you are looking for a diagnosis or treatment and don't want to wait, all of our private healthcare services - from private GP appointments through to surgery and aftercare - can be paid for as and when you need them.

How much does a private medical consultation cost UK? ›

The cost of a private general practice services consultation without health insurance typically costs £200-£300 at a private hospital or clinic in the UK. At GoPrivate.com, you can compare prices or get a quote for a private general practice services.

Top Articles
Latest Posts
Article information

Author: Dong Thiel

Last Updated:

Views: 6205

Rating: 4.9 / 5 (79 voted)

Reviews: 86% of readers found this page helpful

Author information

Name: Dong Thiel

Birthday: 2001-07-14

Address: 2865 Kasha Unions, West Corrinne, AK 05708-1071

Phone: +3512198379449

Job: Design Planner

Hobby: Graffiti, Foreign language learning, Gambling, Metalworking, Rowing, Sculling, Sewing

Introduction: My name is Dong Thiel, I am a brainy, happy, tasty, lively, splendid, talented, cooperative person who loves writing and wants to share my knowledge and understanding with you.