Is it safe to buy B Khata property in Bangalore? (2024)

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Meena5 Answers21331 viewsProperty Buying in Bangalore2 years2021-09-28T17:17:38+05:302021-09-28T17:17:38+05:30

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Venkateshwar

2021-09-29T17:37:19+05:30 September 29, 2021 at 5:37 pm

When the BBMP (Bruhat Bengaluru Mahanagara Palike) was formed in 2007, the authorities introduced the concept of ‘Khata’ to simplify the property tax collection in Bengaluru. There are two types of Khata properties: A Khata & B Khata properties. Before I answer your “is it safe to buy B Khata property in Bangalore” query, let me explain the difference between B Khata and A Khata.

B khata	A khata
It is a register to help the BBMP to collect tax from illegal properties (such as unauthorized layouts, properties that violate the bylaws, properties without the completion certificates, or constructions in revenue land).	Property owners have paid required taxes to the BBMP.
Difficult to sell and transfer with B khata documents.	Easy to sell and transfer.
Can’t apply for loans from nationalized banks.	Can apply and get loans from nationalized banks
Illegal property as per a Karnataka High Court order Of Dec. 2014.	Legal property.
Owners are barred from applying for trade licenses.	Owners can apply for trade licenses.

Is it Safe to Buy B Khata Property in Bangalore

There are not any specific safety issues in owning B Khata properties. A B khata also allows you to sell your properties but I also want you to know that you might face issues in case you want to reconstruct or build your properties, as a B Khata doesn’t offer building rights.

I think these answers might be helpful to you:

How to convert B khata to A khata?

How to get a BBMP property tax receipt?

How to get a duplicate khata certificate?

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Best answer

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Animesh Srivastava

2022-05-24T08:10:03+05:30 May 24, 2022 at 8:10 am

See Also

How to Convert B Khata to A Khata

Hi Buddy,

I was planning to purchase a B Khata property in Bangalore. I was not that aware of the legal technicalities. Hence, I decided to take the advice of a property lawyer. I was not even aware of what B Khata means until I visited him. I would also like to recommend to you guys, that if you have any property-related legal issues, you can opt for the NoBroker legal assistance service, as they helped me a lot with the legal formalities.

Verify all the documents before buying and selling property with the experts of NoBroker legal services.

What is B Khata property in Bangalore?

I got to know from the property advocate, that the B Khata is a separate record maintained by the BBMP that includes illegal properties (as per a Karnataka High Court judgement issued in December 2014) that have ownership in Bangalore, even if the owner has paid the civic rates for the property. The B Khata refers to the Karnataka Municipal Act, 1976, Section 108A, as revised in 2009. This record allows the BBMP to collect taxes from illegally constructed buildings, such as those that violate bylaws, are built on revenue land, have unapproved layouts, or lack completion or issuing certificates. It was now quite clear to me about the B Katha meaning.

I was aware that buying B Khata property Bangalore is not easy. The lawyer suggested that by meeting a few criteria, such as paying all property taxes up to date, having a DC converted property, and paying the BBMP’s Betterment Charges, B Khata homes can be upgraded to A Khata properties.

The lawyers helped examine the title to see if it was clear and marketable. Also, they told me that I can purchase a flat if the builder has obtained an occupation certificate from the municipal corporation and the seller has paid all flat dues to date.

However, one of my friends told me that the Karnataka High Court has ruled that the B khata should not be issued.

The property lawyer also suggested that B Khata will let me buy or sell a property, but will run into issues when it comes to construction. It is preferable to purchase properties with A Khata, as B Khatha prohibits the acquisition of a building permit, a trading licence, a bank loan, or any other financial activity.

Hence, because of the complications, I am still thinking about whether to purchase it or not. However, I will take the final decision based on what my lawyer suggests.

What Is The Process For B Khata To A Khata Conversion For Revenue Properties Within BBMP Limit?

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Krishan

2023-02-09T08:10:04+05:30 February 9, 2023 at 8:10 am

When I was buying a property in Bangalore, I was a bit confused regarding the property related jargons like A, and B Khata. I was confused and started enquiring, “ is B Khata safe?” After my research, I got to know that the idea of “Khata” was developed by the authorities in 2007 when the Bruhat Bengaluru Mahanagara Palike (BBMP) was established.

Get your property documents verified by NoBroker’s legal experts

Khata was introduced with the intention of streamlining Bangalore’s property tax collection. Property tax collection in Bangalore was handled by three distinct organisations prior to 2007, which made it difficult to be efficient. The BBMP started keeping two independent registers—the BBMP A Khata and B Khata—in order to avoid any form of repetition.

I asked one of my friends, Arvind who is a property lawyer, whether,

Can we buy B Khata property in Bangalore?

He told me that having a B Khata property does not pose any special safety risks. However, he mentioned a few B Khata property problems. You can also sell your home with the aid of a B Khata. A B Khata does not grant building rights, therefore you may run into problems if you want to build on or renovate your land. Additionally, because a B Khata is not a valid or recognised ownership document, you cannot obtain a loan from a nationalised bank against a B Khata property. The interest rates for loans secured by B Khata properties are greater than those for A Khata properties, although individuals can still apply for loans from private banks.

I’d like to conclude my answer regarding, “ is B Khata safe?” I hope this helps:)

Can I get a LIC home loan for B Khata?

How to convert B Khata to A Khata?

What is the B Khata to A Khata conversation charges in Bangalore?

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When it comes to property in Bangalore, especially the intricacies of A and B Khata properties, I've got you covered. The distinction between A Khata and B Khata is pivotal in understanding the legal standing and implications of property ownership in Bengaluru.

Expertise and Knowledge: I've delved deep into the nuances of property regulations and legalities in Bangalore, especially focusing on the BBMP's role in property tax collection and the classification of A and B Khata properties. My understanding is rooted in the 2007 inception of BBMP, which introduced the Khata system to streamline tax collection. The distinctions between A and B Khata, their legal implications, and the challenges associated with each have been areas of extensive study and understanding for me.

Key Concepts:

A Khata vs. B Khata: These classifications emerged to facilitate property tax collection. A Khata properties comply with regulations, making them legally recognized, easy to sell, transfer, and apply for loans. Conversely, B Khata includes properties violating bylaws, lacking certificates, or built on unauthorized land, making them harder to sell, transfer, and ineligible for bank loans.
Legal Implications: B Khata properties pose challenges for construction or renovation due to the lack of building rights. They hinder the acquisition of building permits, trade licenses, or loans from nationalized banks, although private banks might offer loans at higher interest rates.
Conversion from B Khata to A Khata: To upgrade from B to A Khata status, specific criteria need to be met, such as clearing property taxes, having a DC converted property, and paying BBMP's Betterment Charges.
B Khata's Controversy: Despite being a valid tax collection mechanism, B Khata properties face legal complexities due to a Karnataka High Court ruling against issuing B Khata.
Legal Assistance: Seeking legal counsel, such as services offered by NoBroker, proves beneficial in verifying property documents, understanding legal formalities, and evaluating property titles for clarity and marketability.

Understanding these concepts is crucial for anyone considering property ownership in Bangalore, especially regarding the complexities and limitations associated with B Khata properties. Whether it's about the challenges of obtaining loans or the obstacles in construction, navigating through these intricacies demands informed decision-making and, often, legal guidance.