Banking Courses After 12th Commerce: Courses, Scope, Career Opportunities & Top Recruiters - Brainwonders (2024)

09 April,2023 | By Brainwonders

Commerce is a highly diverse field that provides a wealth of opportunity for students upon completion of their 12th grade studies. It offers a variety of professional courses including management, finance, and banking which allow individuals to foster extensive knowledge in the area as well as develop essential skills for future advancement. There are various short-term programs such as Diploma in Finance and Banking as well as degree programs such as B.Com in Banking, BBA (Hons) Finance and Banking.With its stability, growth potential, and development opportunities across sectors, commerce presents an attractive career option for those looking to expand their experience and abilities. Pursuing a career in this field can open up numerous prospects while providing a secure and rewarding lifestyle.

Every student must be aware of the professional as well as management course. But there are even students who have heard of banking courses but still do not have an idea about it. In this blog, we will mainly focus on banking courses that will help you in the banking, finance, insurance, and stock market sectors. What are banking courses? Which course is best for banking after 12th? What is the scope of the banking sector? We will be answering each of these questions and providing you with detailed information about it.

Banking Courses After 12th Commerce

Finance and banking correspond to a more specialised work sector. Hence most of the banking courses in India provide banking and finance degree courses. Moreover, students who want to start their career journey in the banking sector opt for the mentioned degree courses:

• BCom Finance
• BA in Banking and Finance
• BA in International Banking and Finance
• BBA Hons. In Finance and Banking
• B.Com in Banking and Finance
• Bachelor of Business Finance and Banking

Diploma Banking Courses After 12th Commerce

Diploma courses focus on providing practical knowledge to students. Diploma programs in Banking are generally intended for both 12th and graduate students. This course helps them equip essential skills based on knowledge of the banking sector. Diploma courses mostly consist of one or two years. Given below is the list of diploma banking courses after 12th commerce which you can avail yourself:

• Diploma in Actuarial science
• Diploma in Banking and Finance
• Diploma in Banking, Finance and Insurance
• Diploma in Banking Laws
• Diploma in Home Loan Advising
• Risk Analyst
• Business Analyst

Short-Term Banking Courses After 12th Commerce

Listed below is the list of short-term banking courses which any commerce student can avail of:

• PG Certificate in Banking
• PG Certificate in Banking and Finance
• Certificate in Bank Analysis
• Advanced Certificate in Commercial Banking
• Certificate Course in Banking Management
• Certificate in Banking
• Certificate in Rural Banking
• Diploma in Banking Courses
• Diploma in Banking And Finance
• Diploma in Banking
• Post-Degree Diploma in Global Banking and Economics
• PGD in Management in Insurance, Banking and Financial Service

International Banking Courses after 12th Commerce

Some specific banking courses help you get scalable jobs in foreign or international banks. We have mentioned those courses. The listed courses are a bit difficult to crack, but you will have a remarkable career in banking once you crack them.

• Certified Public Accountant (CPA)
• Chartered Financial Analyst (CFA)
• Chartered Mutual Fund Counsellor (CMFC)
• FROM
• Certified Financial Planner (CFP)
• Chartered Alternative Investment Analyst (CAIA)
• Certified Management Accountant (CMA)
• BAT Course

Online Banking Courses

• Economics of Money and Banking
• Financial Markets
• Digital Transformation in Financial Services
• Financial Markets and Investment Strategy
• Udemy Banking Credit
• Analysis Process
• Relationship Management in Corporate Banking
• Digital Banking Accounting, Finance and Banking
• Foundation of Central Bank Law
• Essential Career Skills for Investment Banking & Finance
• Risk Management and Banking Financial Markets
• Capital Markets
• Alison Introduction to Managing your Finance Debts
• Financial Freedom: A Beginners Guide

Banking Courses by Banks

Several leading Indian banks, including SBI, Axis Bank, Yes Bank, and ICICI Bank, provide certificate banking courses to those looking to advance their careers. Here are some options for courses:

Banking Courses after 12th Commerce without Maths

Some students want to get into the banking field, but they are average at maths, for them also the banking courses are made available. Let's have a banking course without maths:

• BCom Finance
• BA in Banking and Finance
• BA in International Banking and Finance
• BBA Hons. In Finance and Banking
• B.Com in Banking and Finance
• Bachelor of Business Finance and Banking

Certificate Banking Courses After 12th Commerce

Banking certifications courses help the students get skill-based knowledge and information about several major specialisations in banking: certification courses are available for beginners and working professionals to gain expertise and knowledge in this field. Let's have a look at banking certification courses which one can avail:

• PG Certificate in Banking
• PG Certificate in Banking and Finance
• Certificate in Bank Analysis
• Advanced Certificate in Commercial Banking
• Advanced Certificate in Loan Management and Banking Laws
• Certificate Course in Banking Management
• Certificate in Banking
• Certificate in Rural Banking

Postgraduate Banking Courses After 12th Commerce

In order to get a supervised position in the banking sector, one must complete a master's degree. Pursuing the master's degree will be beneficial in the longer run, which will bring extensive employment opportunities across the private and public banking sectors. Let's have a look at the major masters banking courses:

• MBA in Finance Management
• MBA in Banking and Finance
• MBA in Banking and Insurance
• M.Com in Banking and Insurance
• Master's Degree in Banking

Banking Courses After 12th Commerce: Skills Required

In addition to completing the banking courses after 12th commerce, you will be dealing with a wide variety of information and data on a regular basis. Therefore, you have the skills which help do the work as well as provide you with in-depth regular insight. Mentioned below are the essential skills which are required on the part of the candidates who will be working in the banking sector in the near future.

• Analytical Skills
• Accounting Skills
• Commercial awareness
• Problem Solving Skills
• Confidence
• Perseverance
• Decision Making Skill
• Technical Skills
• People Management Skills
• Financial Reporting
• Critical Thinking Skill
• Data Management
• Business Intelligence
• Financial Modelling
• Communication Skills

Banking Courses After 12th Commerce: Top Banking Colleges in India

Banking Courses After 12th Commerce: Bank Exam

• SBI PO
• SBI SO
• SBI Clerk
• IBPS PO (CWE PO/MT)
• IBPS SO (CWE SO)
• IBPS Clerk (CWE Clerical)
• IBPS RRB (CWE RRB)
• RBI Officer Grade B
• RBI Officer Grade C
• RBI Office Assistant
• NABARD

How to prepare for Banking exams?

Banking examinations appear to be difficult to pass in general. However, studying the correct banking courses after 12th class and having an efficient preparation approach is beneficial. As a result, we have gathered a few pointers to assist you in mastering your banking exams:

• Clarity of thought is essential.
• Consistency is crucial; continue to practise the practice papers to determine your success rate.
• A vital component is general knowledge.
• Read, revise, and repeat.

Benefits of working in a Bank

Most students choose a banking career due to the various benefits. A few of these benefits are listed below:

• The candidates have job security as well as job satisfaction.
• Scalable career opportunities are present in the banking world.
• Bank employees do not have to work on a daily basis, as they are working in the banking sector the presence of holidays is more.
• Good work culture
• Candidates can make a handsome amount of money in the banking sector.

Banking Courses After 12th Commerce: Career Opportunities

For a developing country like India, banks are considered the main pillar of the country's economy. The banking sector in India is rising at an augmenting rate and is among the fastest growing industries. The rapid advancement, development and growth in the banking sector have paved the way for numerous career opportunities. It will develop more and more because private banks are gearing up. All of these will certainly bring impeccable employment opportunities in future.

Banking Courses After 12th Commerce: Scope

The breadth of the banking business is rather broad; bank positions allow their respective personnel to operate in a variety of locations ranging from developed metropolia to isolated areas. Bank positions are safe since most banks have a no-fire policy.

The banking sector in India is growing at an alarming rate. Nationalised banks started to be established, but international banks were also established because of the increasing Indian economy. The banking field is diverse and allows its employees to work across various fields and sectors of banking.

The candidates need a bachelor's degree to be eligible to become the bank PO. Furthermore, a skilled candidate has an outlook to rise higher quickly to a superior position in banking. Therefore, a career in banking is a perfect choice for students who have an interest in doing multiple tasks and love to have experience.

Banking Courses After 12th Commerce: Top Recruiters

The following is a list of the world's most sought and desired top banking and finance campus recruiters. This will give everyone an idea of which organisation to pursue when they begin their banking career.

• J.P. Morgan
• Goldman Sachs
• World Bank
• IMF
• Morgan Stanley
• Barclays Capital
• American Express
• Deutsche Bank
• Merrill Lynch
• SEBI
• Development Bank of Singapore
• Citibank
• ICICI, Kotak, HDFC, SBI etc.
• Credit Suisse
• Various investment banks in India and abroad

After reading the blog, we hope that you will find the right banking course that helps you stay motivated and succeed in your career as a banker.

Unsure or unaware about your career, visit Brainwonders. We are here to help you by providing Career Counselling, DMIT Tests, Aptitude Tests, Personality Tests and IQ Tests. So get in touch with us; we will assist you in the best possible way!

Frequently asked questions About Banking Courses After 12th Commerce

Q.1) How can someone get into big firms like J.P. Morgan?
Ans: It is important to understand that landing a job at a large firm requires exceptional aptitude and dedication. First, individuals must possess a sound knowledge base in critical areas of expertise, including finance, accounting, and economics. Relevant industry experience and credentials are also key components for successful entry into these firms. It is advisable to network with industry professionals who can guide the application process. Lastly, having a well-rounded education such as that provided by an MBA program shows prospective employers that candidates have the capability and drive to excel in their careers.

Q.2) Why go for a banking career?
Ans: Banks offer a variety of roles, each with its unique set of qualifications, responsibilities, and rewards. Whether your interest lies in retail banking, corporate banking, investment banking, or other areas, numerous options suit different skill sets and goals.
When researching bank careers, it's important to consider base salary and bonuses, career advancement possibilities, and job satisfaction. Many positions also require specialized knowledge, so it's wise to become familiar with the field to gain a competitive edge over other applicants.

Q.3) What are the benefits of having a career in banking?
Ans: Working in banking can provide job stability and financial security. Bankers use their economic knowledge to help customers reach their financial goals. A career in banking also offers opportunities to develop problem-solving, analytical, and interpersonal skills. Banks also offer a wide range of roles, from customer service to investment analysis, allowing employees to specialize in an area of their interest. Banking professionals can also build strong relationships with clients and colleagues, helping them create trusted partnerships that are beneficial in the long term. Finally, those working in banking often benefit from attractive packages, including bonuses and other perks.

Q4)which course is best for banking after 12th?

Ans:The best course for banking after completing 12th grade is typically a Bachelor's degree in Commerce (B.Com) or a Bachelor's in Business Administration (BBA) with a specialization in Banking and Finance. These courses provide a strong foundation in financial and accounting principles, which are essential for a career in banking. Pursuing relevant certifications like Chartered Accountancy (CA) or Certified Public Accountant (CPA) can further enhance your qualifications for a banking career.

Q.5) Banking Courses after Graduation?

Ans: After graduation, you can consider pursuing specialized banking courses such as a Master of Business Administration (MBA) in Banking and Finance, Post Graduate Diploma in Banking (PGDB), or Chartered Financial Analyst (CFA) certification. These courses can provide advanced knowledge and skills that are highly valuable for a career in banking.

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